WhatsApp Payments Could Be Coming Soon

WhatsApp Android beta versions add UPI payment options

WhatsApp is now one of the most popular messaging app among billion of people.

Mobile application Whatsapp plans to soon allow its users to transfer money instantaneously via the Unified Payments Interface (UPI) transaction system.

The peer-to-peer payment feature will come weeks after TrueCaller, another popular application in India, launched UPI-based payment service.

According to a blog website WABetaInfo, Whatsapp is getting close to integrate bank-to-bank payments on its platform. Hike messenger, the Indian instant messaging app, launched UPI-based peer-to-peer payment service and digital wallet in June this year. The beta version of the WhatsApp, running on Android, now shows a preview of the payment feature.

According to WaBetaInfo, the payments feature will run on WhatsApp version 2.17.295.

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"In order to use WhatsApp Payments, you will have to accept the WhatsApp Payments and Bank Terms and Privacy Policy", the blog says. The feature is still under development and there could be coming that prevents it from being brought to the public.

Earlier this month, PTI had reported that WhatsApp's co-founder Brian Acton had met IT Minister Ravi Shankar Prasad to discuss ways in WhatsApp could contribute to "India's vision for digital commerce". For WhatsApp, the discussion for UPI integration has already commenced where as for Facebook discussions are on preliminary stage.

WhatsApp, however, will not be the first instant messaging company in India to roll out payment service.

WhatsApp now supports 60 languages and has rapidly expanded its global user base by being easy to use, free, and sporting features lacking in traditional SMS. The talks for the same are already complete and now the company is waiting for RBI approval.

WhatsApp also recently updated its app, especially with regards to how it syncs the user's contact list. This is supposed to help users delete/preserve specific types of data in a given conversation.